Easypaisa digital bank has announced its financial results for the half-year period ended June 30, 2025. The bank reported a profit before tax of PKR 3.64 billion, reflecting a 39.4% increase from PKR 2.61 billion in the same period last year. This growth was fueled by higher markup income and strong fee-based revenues from digital lending and payments, despite the SBP discount rate decline from 20% to 11%.
Net markup income increased by 15.6%, supported by growth in digital lending, while non-markup income surged by 60.5% due to higher transaction volumes in cash deposits, withdrawals, and insurance products. Operating expenses rose by 9.6%, reflecting investments in technology and talent, with a cost-to-income ratio improving to 66.9%.
The bank’s digital ecosystem continues to thrive, with monthly active users (MAUs) reaching 18.2 million, and customer deposits growing by 41.3% to PKR 94.7 billion. The CASA ratio remains strong at 98.1%, and the loan-to-deposit ratio stands at 25.0%.
Disclaimer: This post is sourced from an external website via RSS feed. We do not claim ownership of the content and are not responsible for its accuracy or views. All rights belong to the original author or publisher. We are simply sharing it for informational purposes.
